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You must be at least eighteen (18) years old [21 years old in some locations] and must not be prohibited by law from viewing sexually explicit material.By entering this website, you are affirmatively stating that you wish to view adult content of sexually explicit nature.   PLEASE READ: To make it harder for anyone to hack your account we suggest you use a different Username to the screenname you intend to use.On the flip-side, if you’re a good customer and make all payments on time you won’t see any benefit in your score.Beware, just because it won’t affect your credit score doesn’t mean it won’t affect you in other ways – Pay Pal will charge you up to the first time you’re late, and up to each time thereafter.On the surface it works like a traditional credit card; you make a purchase on the card and either pay off any balances immediately or spread the costs over several months – but that’s where the major similarities end.The biggest difference between Pay Pal Credit and a bank-issued credit card is how it affects your credit score The initial setup is the same; Pay Pal will make a hard inquiry on your credit report, which may temporarily lower your credit score by a few points.Debt can build up quickly, and it’s not easy to shake off.
The service has actually been under the Pay Pal umbrella since 2008 when the company bought it from I4 Commerce, but it sat as a relatively dormant and underused feature until its rebrand in the middle of last year.
Pay Pal offers “zero fraud liability” protection, which is the same protection that is offered by most major credit cards. What do you think are the pros and the cons of Pay Pal Credit?
In practice, it means you cannot be held liable for unauthorized charges, and if someone hacks your account and goes on a spending spree you are guaranteed to get all of your money back. Is this the future of credit cards, or should lines of credit be avoided at all cost for discretionary items?
Pay Pal Credit – formerly called “Bill Me Later” – is best described as a virtual credit card.
It’s paper-less and card-less, and since the rebrand it’s built directly into your Pay Pal Wallet.